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For more than 50 years, Aflac products have given policyholders the opportunity to direct cash where it is needed most when a life-interrupting medical event causes financial challenges. Aflac is the number one provider of guaranteed-renewable insurance in the United States and the number one insurance company in terms of individual insurance policies in force in Japan.
Aflac enables employers to provide more benefits to individuals at group rates, at no direct cost to the businesses, which can help companies attract and retain the best employees in a competitive marketplace. In addition, most Aflac plans can be established under a section 125 pre-tax plan, meaning more potential tax savings for employers. To date, more than 400,000 thousand payroll accounts, large and small, incorporate Aflac to save on payroll taxes, while providing financial security for their employees when they need it most.
Aflac is rated AA by both Standard and Poor's and Fitch Ratings, and Aa2 (Excellent) by Moody's for financial strength. A.M. Best rates Aflac as A+ (Superior) for financial strength and operating performance since 1997.
Aflac has been included in Fortune magazine's list of Most Admired Companies for seven years and Fortune's Magazine's list of 100 best companies to work for every year since 1999. Black Enterprise magazine's has included Aflac on its list of 40 Best Companies for Diversity. In 2008, the Reputation Institute recognized Aflac as the Most Respected Company in the Global insurance industry while Ethisphere magazine recognized Aflac as one of the World's Most Ethical Companies in 2007 and 2008.
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